A BETTER UNDERSTANDING
Pensions & Retirement

Retirement Finances

Six years on from pension freedoms, non-advised savers aged over 50 are facing a ticking time bomb at retirement, according to a new survey . 66% of those saving into a defined contribution pension and 58% of those who have already retired have either no firm plans or no plans at all for their retirement finances. This has translated into…
Jen Paice
April 13, 2021
Family

Generation COVID-19

The coronavirus (COVID-19) pandemic has led to more people supporting younger family members financially. New research shows that 5.5 million older family members expect to provide additional financial support to younger members as a direct result of the pandemic . Of these, 15% estimate they will provide an additional sum of £353 in financial aid. The most common reasons given…
Jen Paice
April 8, 2021
Protection

Critical Factor

What would life be like if you were diagnosed with a serious illness? Things could change very suddenly. You’d get your family together and tell them what was going on. Before long, you’d start spending time in hospital for treatment. You may also need to take some time off. It’s hard to know what the financial impact of all this…
Jen Paice
April 6, 2021
Budgeting & Financial habits

Inflation Beaters

With current interest rates on cash savings very low, it is difficult to achieve growth above the rate of inflation. And if the cost of living is rising faster than your savings are growing, you’re effectively losing money. With cash savings, a penny saved is a penny earned. But thanks to inflation, over time, the value of the penny saved…
Jen Paice
April 1, 2021
Pensions & Retirement

Passing on Pension Benefits

If you’ve spent a lifetime saving for retirement, you’d probably like any remaining money to go to a loved one after your death. But whether pension benefits are payable to a beneficiary, and how they’ll receive them, is dependent on the type of pension you’ve chosen and how you’ve accessed it in your retirement. Thanks to changes in the way…
Jen Paice
March 30, 2021
Estate & Tax

Tax Planning Reimagined

No one likes to pay tax on their hard-earned money. But due to the complexities of the tax system, without expert professional financial advice, some individuals could be paying more tax than necessary. Before the end of every tax year on 5 April, you have the opportunity to save money on taxes and plan for the year ahead. As we…
Jen Paice
March 24, 2021
Savings & Investments

Investing in Education

With students the world over having their education severely disrupted during lockdown, everyone is keeping fingers crossed that vaccination will allow schools and universities to open up again. In this article, Patrick Thomas, Head of ESG Investing at Canaccord Genuity Wealth Management discusses how, as the education sector transforms, it could create attractive investment opportunities. One of the major takeaways…
Jen Paice
March 18, 2021
Savings & Investments

Goals- Based Investing

Before you start, defining any goals you may have will help you plan, budget and choose the right investments. Your goals might be around enhancing your current lifestyle, planning for your family or your own retirement. The sooner you start investing, the better off you will be. Match your long-term investment goals with your short-term lifestyle aspirations. When you have…
Jen Paice
March 16, 2021

You are now leaving Cornerstone

Cornerstone provides links to websites of other organisations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that website. Once you link to another website not maintained by Cornerstone, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL