Pensions & Retirement

Mind the income gap: Significant gap between expectations and reality of what life in retirement will cost Generation Z

Reading time: 3 minutes > When most people envision their retirement, positive images start forming. We may picture spending our days lounging on the beach, travelling, practising our favourite hobbies, or having free time to spend with friends and taking the grandchildren on countless adventures. But it’s becoming clear that because so many people associate only upbeat feelings with retirement,…
Jen Paice
January 24, 2020
Property

Generation game: Lending soars at Bank of Mum and Dad

Reading time: 2 minutes > The Bank of Mum and Dad has been branded as socially divisive and a symptom of Britain’s broken housing market as new figures reveal it is now one of the UK’s biggest mortgage lenders. Thousands of over-55s are generously gifting money as part of the Bank of Mum and Dad, using savings and even pensions…
Jen Paice
January 17, 2020
Family

Money lessons: 5 tips that add up to teaching your child about money matters

Reading time: 3 minutes> Understanding how money works is an essential life skill. Unfortunately, for a lot of people, these lessons come later than they should, and often as the result of something going terribly wrong. Not enough people make financial education a priority for children, which results in young adults entering a surprisingly complex financial world without the tools…
Jen Paice
January 10, 2020
Budgeting & Financial habits

Every journey starts with a destination: Looking at the bigger picture for your wealth and security

Reading time: 3 minutes > Every plan starts with a goal, just like every journey starts with a destination. Planning your financial future is not only important for your security, but it also provides peace of mind. Financial planning should be viewed as a long-term approach to managing your finances. Creating your financial plan will help you see the bigger…
Jen Paice
January 7, 2020
Pensions & Retirement

Time to update your planned retirement date?

Reading time: 2 minutes > Savers risk missing out on money from their final pension pot Millions of savers risk missing out on money from their final pension pot if their provider doesn’t have their correct planned retirement date. The analysis revealed that workplace pension savers in the UK could miss out on thousands of pounds in retirement because they…
Jen Paice
December 19, 2019
Estate & Tax

My true love gave to me… 12 tips for tax efficient gifting

Reading time: 5 minutes > As it’s the season of gifting,  we decided to take a look at Inheritance Tax (IHT), which can take a big bite out of your wealth when making larger lifetime gifts or when leaving an inheritance to your loved ones on death. Unlike the Christmas jumper that’s not the right colour or fit,  there’s rarely…
Jen Paice
December 18, 2019
Cornerstone

A New Dimension of Festive Giving – Shop Social

Reading time: 2 minutes > Following the successful launch of our Responsible Futures Investment Portfolio, this Christmas at Cornerstone we are thinking about how our seasonal spending can also make a difference alongside our long term investments and savings. We are very grateful to Lindsay Wake, Head of Impact at Social Investment Scotland for guest writing this blog post. With…
Jen Paice
December 16, 2019
Cornerstone

Responsible Futures Launch

Reading time: 1 minute > On Thursday 14th November we launched our Responsible Futures investment portfolio during an evening reception held at the Sheraton Hotel in Edinburgh. We welcomed some brilliant guest speakers including Arctic explorer Craig Mathieson and Scottish wildlife enthusiast, Holly Gillibrand. We were also joined by Canaccord Genuity Wealth Management who share our enthusiasm and have developed…
Jen Paice
November 14, 2019

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